AP

Imagine a time when your virus-blocking face covering is like an umbrella. Most days, it stays in your closet or is stowed somewhere in your car. But when a COVID-19 outbreak is in the forecast, you can put it to use. A group of would-be forecasters says it’s got the makings for such a system.

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Another one of the most searched financial questions last year was, “What is a SEP IRA?â€� A Simplified Employee Pension (SEP) IRA allows busine…